Credit Cards vs Savings For Buying Gifts

It’s difficult when one of your parents is in hospital, no matter what age you are. Flowers and chocolates are commonly given gifts, but some hospitals don’t allow flowers, and chocolates aren’t great if the patient has little appetite. Here, we have some great, different gifts to buy for your mother if she is facing a stay in hospital – guaranteed to cheer her up.

  1. If your mum is going to be staying for a couple of nights, or longer, she will probably appreciate something to make her stay more comfortable. Some nice bathing products or lotions to keep her feeling relaxed is a nice idea.
  2. Some luxury socks are also a great gift for someone who will be staying in hospital for a long period. If you want a bigger gift, a dressing gown is also a great idea. A matching eye mask will help ensure mum gets a good nights’ sleep despite all the lights in the ward. Comfortable pyjamas made from a high-quality fabric are also a great idea. Hospital gowns aren’t very comfortable, so some nice new pyjamas are sure to help mum get a better sleep.
  3. If the patient needs to keep their mind busy, some puzzle books make a great gift. They’re great for making the time go faster when waiting to be allowed home. Adult colouring therapy books are also nice for those looking to relax and pass the time quietly.
  4. For Muslim women, you might like to choose some Islamic gifts for her. A hijab gift set is sure to be well-received, or if your mother has a sweet tooth how about some personalised chocolate dates? A portable prayer mat is also a great choice, to ensure your mother can still pray on time even when in hospital.
  5. A lap tray is a good gift for patients who will be spending a lot of time on bed rest. It can be used every day at home too, both during the recovery period and afterwards. There are loads of different patterns and styles available, so there’s sure to be something to suit everyone’s tastes.
  6. Some jewellery is a great gift for women in hospital. They might be feeling a bit tired, and like they are not looking their best, so some nice new jewellery is sure to be a little confidence booster.

Everyday finance tips

Every young adult these days seem to have financial problems. It is not our fault, we never had a “this is how to properly manage your daily finances” class or lecture in our lives. Hopefully many of you had great advice from your parents and relatives but the one’s that didn’t have been struggling since teenage years. I will list main ways to save some money if you want to improve your financial management. 

One of the biggest tools when you are managing your finances is Math. I know it is not a favorite for most people, but you only need simple math’s. The most basic idea is you calculate how much you earn and how much you spend. Simple subtraction and addition. This is the most important concept. If you spend less than you earn – you save. If you spend almost all of your money in a month, then you have little to no money saved.  

 coins money and time clock in the distance

I would suggest strictly counting money in this way for a couple of months to understand your spending. It is also beneficial to then decide how much you want to save and stick to it!  

My biggest advice would be to set aside money for the “unnecessary” money spending like clothes shopping and other items that are not a necessity. I wouldn’t advise dedicating a certain amount of money for groceries as you don’t want to starve yourself. But definitely reduce the takeout orders and going out to restaurants if you want to save. Shop weekly in big supermarkets and that should help immensely.  

My final advice is to do anything you can to stay away from online shopping. It is everywhere and it is aimed to take your money. All the internet ads are based n your interests and you are not strong enough to resist it! Nobody can resist it! It is genius marketing in a consumer society.  Stay busy and DO NOT CLICK ON THE SHOPPING ADS. 

I hope you find this useful and I wish you best of luck!